Loan · Wales
Sustainable Agriculture Loan Scheme
Low-interest loans for on-farm renewable energy, energy efficiency and storage, slurry and nutrient management, and farm infrastructure and equipment.
- From
- Development Bank of Wales, for the Welsh Government
- How much
- £25,000 to £1 million at 3% fixed, over up to 15 years, with a 6-month repayment holiday at the start.
- Who can apply
- Farm businesses in Wales with at least 3 hectares of eligible land (or over 550 standard labour hours) and control of the land for at least 10 months a year.
- Opens
- 1 July 2026
What you’ll need
- Farm details and land
- What you want to buy or build and costs
- Accounts
How to apply
- Register your interest on the Development Bank of Wales page
- DBW will contact you with next steps
A one-year pilot launched 1 July 2026. Not for cash flow, buying land or buildings, rent, livestock or succession. The page asks you to register interest, so check whether full applications are open.
Similar schemes
- Growth Guarantee Scheme (government-backed business lending) OpenBritish Business Bank, through accredited lendersThe government guarantees part of a loan, overdraft, asset finance or invoice finance from an accredited lender, which can help a farm business borrow when it might not otherwise get finance.
- Workplace Charging Scheme (EV chargepoints) OpenOffice for Zero Emission Vehicles (OZEV), run by DVLA · Closes 31 March 2027A voucher towards buying and fitting electric vehicle chargepoints for staff or farm fleet vehicles. You get a voucher code and give it to an authorised installer, who claims the money.
- 40% first-year allowance Open all yearHMRCDeduct 40% of the cost of new main-rate plant and machinery from profits in the first year, with the rest claimed over later years.
- Annual Investment Allowance (AIA) Open all yearHMRCDeduct the full cost of most machinery and equipment (tractors, kit, many fixtures) from your profits in the year you buy it, so you pay less tax.
- Farmers' averaging of profits Open all yearHMRCSole-trader and partnership farmers can average taxable profits over 2 or 5 years, which smooths out good and bad years and can cut the tax bill.
- Full expensing (companies) Open all yearHMRCLimited companies can deduct 100% of the cost of new plant and machinery from profits in the year they buy it, with no upper limit.
Checked against the official pages on 29 October 2026. Sources: 1. Always read the official page before you apply.